Dawn's Banana Flip

from Erin

2 bags Pepperidge Farm Chessman cookies
2 cups milk (add 1/2 c. if using 2 small pkgs. of pudding)
1 (3.4 oz) box instant french vanilla pudding
1 (3.4 oz) box instant banana pudding
1 (8 oz) package cream cheese softened
1 (14 oz) can sweetened condensed milk
1 (12 oz) container cool whip thawed

Line bottom of 13 x 9 dish with 1 bag of cookies.
In a bowl combine milk and pudding. Blend well using handheld electric mixer, add cream cheese and condensed milk togther until smooth. Fold in cool whip. Pour over cookies, cover with remaining cookies. Refrigerate at least 2 hours if you can - even better if overnight.